Spencer Kim Insurance
License NPN# 21026244
Peace Of Mind
Starts Here
Spencer Kim
License NPN# 21026244
Senior Field Underwriter
Nice To Meet You!
It's not about how much life insurance you need. It's about how much life insurance your family or loved ones need when you're not here.
Helping Families & Business Owners Protect Their Future
Spencer Kim
License NPN# 21026244
Licensed Broker & Senior Field Underwriter
Your family depends on you.
We make sure they'll be taken care of, even if the unexpected happens.
We help individuals, families, and business owners protect what they've built so their legacy continues for generations. With the right plan in place, you can create lasting financial security for those who matter most.
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A Rated Companies
We Compare Over 27 A Rated Companies
Life Insurance Producer
AGENT VERIFIED
Spencer Kim
National Producer Number:
21026244
Licensed States: Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Life Insurance Producer
AGENT VERIFIED
Spencer Kim
National Producer Number:
21026244
Licensed States: Alabama Alaska Arizona Arkansas California Colorado Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Mexico North Carolina North Dakota Ohio Oklahoma Oregon South Carolina South Dakota Tennessee Texas Utah Virginia Washington West Virginia Wisconsin Wyoming
Final Expense
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered
Mortgage Protection
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid.
Indexed Universal Life
This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.
Fixed Indexed Annuities
This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.
Infinite Banking
This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be set up to control your finances, pay down debts more quickly, help supplement your retirement plan, save for a child's college fund, and more.
Mortgage Protection
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid.
Fixed Indexed Annuities
This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.
Final Expense
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered
Our Policies
- Premium Never Increases
- Coverage Never Decreases
- No Medical Exam To Qualify
- No Money Due Upfront
Our Policies
- Premium Never Increases
- Coverage Never Decreases
- No Medical Exam To Qualify
- No Money Due Upfront
- Tax-Free Benefit
- No Agent Visit
Testimonials
"Spencer was so helpful in explaining the different plan options and getting us set up with life insurance that was best suited for our family. I appreciated his genuine kindness and patience!"
- Tyler N.
"I truly appreciate the personal touch you bring to every conversation—I feel like I gained a friend, not just an agent. You are incredibly knowledgeable and went above and beyond to find a solution that fit both my needs and budget for my life insurance. You also explained everything clearly, making the process easy to understand, and I’m so thankful for your help!"
- Suzanne W.
"Spencer was able to quickly and clearly explain what options were available to me that met my coverage needs and budget. He was extremely helpful and I would recommend him to anyone who needs help finding coverage or even has questions about their current coverage. And once I was ready to move forward, I had coverage within a day or two. Super thankful for his professionalism and expediency."
-Hector A.
Testimonials
"Spencer was so helpful in explaining the different plan options and getting us set up with life insurance that was best suited for our family. I appreciated his genuine kindness and patience!"
- Tyler N.
"I truly appreciate the personal touch you bring to every conversation—I feel like I gained a friend, not just an agent. You are incredibly knowledgeable and went above and beyond to find a solution that fit both my needs and budget for my life insurance. You also explained everything clearly, making the process easy to understand, and I’m so thankful for your help!"
- Suzanne W.
"Spencer was able to quickly and clearly explain what options were available to me that met my coverage needs and budget. He was extremely helpful and I would recommend him to anyone who needs help finding coverage or even has questions about their current coverage. And once I was ready to move forward, I had coverage within a day or two. Super thankful for his professionalism and expediency."
-Hector A.